Medicare has many options available to older and sick Americans — are you sure you’ve got the right plan?
See: The Democratic presidential hopefuls finally talked about age — but they barely scratched the surface Having so many options for Medicare, Medicare Advantage and Medigap can be overwhelming, but it makes sense, said Eric Peterson, a partner at PA Consulting Group in San Francisco. “The downside to a one-size-fits-all model is it is designed for the average patient,” he said. “There are superior choices.”
Patients who are loyal to specific doctors should also ask what plans they accept, as Medicare Advantage plans may be more restrictive to a specific network. “With some options, you go back to the world of referrals and preapprovals,” he said.Cost Medicare Part A comes at no cost, but Medicare Part B does. The Medicare Part B premium in 2019 is $135 a month, but is expected to rise $9 more a month in 2020. Part D premiums depend on income.
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