This week I made myself a sign; typed it right into my computer, printed it out, framed it and sat it on my desk.
Each time I mention how much I pay for health insurance, people invariably comment that the amount seems low. A quick aside. Each time I mention how much I pay for health insurance, people invariably comment that the amount seems low. To which I say thank you, I know. To avoid the tax hit, you don't need extras cover, just hospital cover. However, I regularly conduct a rigorous evaluation of all my claims – mostly dental and optical – to ensure I receive more back in benefits than the cost of the extras cover. Which I do.I could, he advised, choose to pay a year's worth of premiums in advance, at the old premium rate, saving me about $37 a year.Firstly, you have to have money sitting around to throw at the payment. Not everyone does.
My mortgage has an average interest rate of about 2.5 per cent, across the fixed an variable portions of my loan. Using a spreadsheet, I calculated I would gain about $15 a year by keeping my health insurance premiums sitting in my bank account instead.Loading
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