Prospective parents must join a medical scheme and gap cover well before conceiving, as any pre-existing conditions, like pregnancy, can be excluded by a medical scheme for 12 months.
A short-term insurance gap product may be taken before conception to cover expenses in hospital that your medical aid doesn’t cover in full. Parents must add new babies to their medical aid within 30 days of birth, or risk having your child excluded for existing conditions.Claim your Unemployment Insurance Fund benefits.Don’t forget to budget for this.
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