The final rule issued Thursday loosens restrictions on plans known as health reimbursement arrangements, or HRAs, which are funded by employers with
pretax dollars. Employees use these vehicles to pay for medical expenses, but many workers have been unable to use HRAs to pay individual insurance premiums.
So instead of providing insurance, an employer can put $1800 into an acct and let their employees get limited coverage with high cost sharing. Just a reminder- any HRA money not spent reverts back to the employer when the employee leaves the company.
Plans that do not cover preexisting conditions. When do they cancel you once you get a 'condition?'
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