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You can find especially big discounts on sale holidays like Labor Day, Black Friday, Memorial Day, and Fourth of July—and you won't need a promo code to get them. If you're planning a big reno project, sign up.
However, you don't need a store-specific card for some savings."Make sure there's a card in your wallet that offers cash back on your purchases, like the Bread Cashback American Express, where you earn two percent back on everything you buy," suggests Bodge."It's a great way to earn a little money back when you shop at Home Depot or elsewhere."The day you register, you'll get a coupon.