Being unable to have a child naturally can be extremely difficult. But when you factor in the high costs of fertility treatments, the range of individual circumstances and the fact that the industry itself is secretive about fees, it can make the whole ordeal even more devastating and hard to plan for.
The Calgary-based marketing professional is an ambassador for Fertility Matters Canada and posts about motherhood and her fertility journey on Instagram as Ciao Kelsi. Ribecco still considers herself lucky. She has two beautiful sons, and a great job that allowed her to attend countless appointments without being docked pay or using her vacation time.
“It’s difficult to figure out what the total costs of will be, because it really depends on everyone’s personal situation,” she said, highlighting unexpected costs such as extra testing or failed IVF procedures, and extra expenses around surrogacy. She encourages clients in this situation to plan ahead, noting the contradiction in waiting to be financially secure before having kids — but waiting until later in life might result in a lot of costly fertility treatments.“ you’re not tapping into your retirement resources. When we’re talking about having a child later in life, it kind of almost delays your targeted retirement date.
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