. You can transfer all of these currencies to travel partners and redeem them for things like free flights. How to Use a Cash Back Credit Card
Cash back cards vary greatly in their return rates — you can earn anywhere from 1% to 6% back. Even better, many cash backIf you're new to rewards credit cards and aren't interested in earning travel points or miles, a cash back card is the best option for you. With cash back cards, 1% back will always be 1 cent back, no matter what, and you can use your cash back to lower your monthly bill or transfer it to your checking account, among other options.
But if you really want to maximize your rewards earning, choosing a card that earns bonus cash back in categories where you spend a lot — like groceries, dining, or gas — can make a huge difference in your rate of return.The best cash back card is different for everyone. To find the best one for you, you'll want to look for a few things:. Extra cash back for gas isn't much use if you don't drive.