The New Year is a prime time to prioritize your financial health

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The beginning of a new year is a great time to prioritize your financial health and these top three essentials are a great start.

If your work offers a 401K, use it, especially if there is an employer match.

Don’t be tempted to borrow against your retirement funds. Experts from NerdWallet said cashing out or borrowing against your retirement accounts should only be used as a last resort.You can’t predict the next emergency, but you can have money on hand - $500 dollars is a great goal if you don’t have an emergency savings account.. This will allow you to have credit available to use in the case of an emergency.

 

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