The easiest solution to avoid these charges would be for students to stay on a parent’s health policy — which the Affordable Care Act allows until they turn 26. But that works only if the student’s parent has a policy that meets the school’s comprehensive requirements and offers in-network coverage where the college is located.
Schools that charge a student health fee and require insurance coverage say the funding helps cover services at campus health clinics, which otherwise would cost students hundreds of dollars a year or more.— which covers primary and preventive health services — also helps the school pay for services not typically covered by insurance, such as monitoring disease outbreaks on campus.
Beckley said college rules vary on whether they allow students to choose insurance plans other than what the school offers. Montgomery-Downs, a former associate professor at West Virginia University who now works as a freelance editor, said she wasn’t sure what to do when she got the USC health bill. She had thought Bryn, who turned 19 in December, would be covered initially because her CHIP plan provides coverage for treatment at emergency rooms and urgent care centers out of state. And Montgomery-Downs wanted to make sure her daughter had health coverage on summer and holiday breaks when home.
I'm 50 and I've never had health insurance . I'm not worried about accidents , the mafia isn't collecting protection money anymore just the insurance companies.