As thousands of South Africans find to their horror every year, having medical aid doesn’t mean you’re 100% covered for hospital procedures. There’s often a big difference between what medical specialists charge and what medical aids cover, and it can often leave you with an expensive headache that lingers long after the pain of the procedure has receded. This is where gap cover plays an important role.
It should no longer be seen as a luxury: it’s an absolute necessity to make sure your family or your employees are not left financially ruined in a medical emergency,” says Feldman. “Gap cover offers people peace of mind and should no longer be ignored.” People should not wait until they need to be hospitalised and then think they can take out gap cover, pre-existing conditions can be excluded for up to twelve months.
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