Allyson Ward's twin sons were born 10 weeks early with cerebral palsy, and their health insurer denied tens of thousands of dollars in claims that she and her husband are still working to pay off.There were times after her sons were born 10 years ago when Allyson Ward wondered whether she and her family would lose their home.
But when the couple's boys, Milo and Theo, were born 10 weeks prematurely, their lives were upended financially. Much of it at first was from hospital care. Then their health plan denied thousands of dollars in claims for the boys' therapies, deeming some unnecessary. Even with health insurance, childbirth can be very expensive. One in eight Americans who have health care debt say it was at least partially caused by pregnancy and childbirth.
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