Get Marketplace health coverage outside Open Enrollment only with a Special Enrollment Period

You may qualify for a Special Enrollment Period if you lose health coverage through your employer or the employer of a family member, including if you lose health coverage through a parent or guardian because you're no longer a dependent.qualify you for a Special Enrollment Period unless you also had a decrease in household income or a change in your previous coverage that made you eligible for savings on a Marketplace plan.

You lose your eligibility. For example, you may have a change in household income that makes you ineligible for Medicaid, or you may become ineligible for pregnancy-related or medically needy Medicaid.You may qualify for a Special Enrollment Period if you become no longer eligible for premium-free Medicare Part A.You lose Medicare Part A because you didn’t pay your Medicare premium.

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