Here’s Exactly What to Do When You Get an Outrageous Medical Bill

So, you get the price estimates, and you call the hospital. Say you get someone on the line who has the power to help you. What is the right way to ask?

I would be extremely polite and extremely friendly to the point that you’re trying to build a relationship with the person on the other side of the phone. You could ask them, “Hey, look I’m really set back by this bill. I’m so a burdened by this. I mean, I have all this debt already. In fact, I’ve been working so hard to get myself out of debt and then to get hit with this $1,900 bill is really frankly, overwhelming to me. And I just don’t know how I’m going to pay it.

She had three stitches in her finger because she had a little kitchen accident, went to the emergency room for three stitches. And the price that her UnitedHealthcare insurance plan had negotiated for her to pay was $5,805. And her health plan paid about $3,100. And then they were coming after her for $2,700 more. And she knew that this just did not feel right.This young woman got blown off by the billing department for weeks and for months.

Yes. Her insurance company’s negotiated discounted rate was $5,800, 22 times the cash amount. So she filed the case in small claims court. And a few weeks later before the court date, she gets a call from the attorney representing the hospital. They said, “Look, we will make a deal with you. We’ll cut your bill in half. So you pay us $1,350 and we’ll call it good.” She said, “I’m not going to do that.” So the attorney calls her back the next day and the attorney says, “OK, we will wipe it clean.

Homes being built during the pandemic.

Car repairs

Immediately ask if they will accept the Medicare allowable.

What is it

This is worthy, but why no coversge of how dentistry is barely covered by insurance and tooth replacement is deemed cosmetic. Teeth are a necessity, but treated as optional.

I know. It's completely obscene. And so many Americans are stupid enough to accept it as normal.

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