Over the course of my journey of learning to budget my money, which began more than two years ago now under the weight of an enormous new mortgage, many people have worried, on my behalf, that I am depriving myself too much.
I recently returned from the perfect weekend away. Together with two girlfriends, we booked an Airbnb home on the coast with access to a quiet beach.I overcame my fear of kayaking. Turns out, I’m not scared of kayaking itself, but the potential embarrassment of a less-than-elegant embarkation or dismount-to-shore. I managed. It was such fun.
and label it “My Holidays Future Fund”. I then map out my intended annual spending amount and calculate the required monthly contributions. The intention with this fund is that I spend that money before June 30. It’s so important we all do take breaks to recharge, both for our mental and physical health .
Don’t go anywhere or tell anyone you are on holidays. Easy.
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