You can now get free or low-cost health insurance if you collect unemployment at any point in 2021

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As of July 1, zero-premium health plans are available through the Affordable Care Act marketplace to individuals who receive jobless benefits this year.

Overall, about 3 out of 5 eligible uninsured Americans should be able to access zero-premium plans, according to the Centers for Medicare & Medicaid Services. That includes those who would qualify under the unemployment provision.

"Generally speaking, [enrollees] are people who can't get insurance any other way — not through their work or their spouse's work or through Medicare or Medicaid," Cox said. Separately, anyone who's getting coverage under the Consolidated Omnibus Budget Reconciliation Act — the law that lets you stay on your employer's plan when you leave your company — may want to see if switching to coverage through the marketplace would make sense.

 

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