MediShield Life to offer S'poreans more coverage and benefits next year under proposed changes; premiums may rise by up to 35%​

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MediShield Life to offer S'poreans more coverage and benefits next year under proposed changes; premiums may rise by up to 35%

SINGAPORE - The benefits offered by MediShield Life are set to be widened from next year, to cover more and larger hospital bills, with proposed yearly claim limits raised from $100,000 to $150,000.

But given the difficult times Singaporeans are facing now, Health Minister Gan Kim Yong said the Government will soften the impact of the premium increase with a special Covid-19 subsidy for the first two years. - Higher coverage for sub-acute care at community hospitals - such as for someone recovering from a heart attack - and for outpatient radiotherapy. The daily claim limit at community hospitals is currently adequate to cover rehabilitative care, but not sub-acute care, which costs about 20 per cent more. The claim limit is proposed to be raised to $430 a day for sub-acute care.

- An additional $200 a day claim for daily ward charges for the first two days of hospitalisation, when most tests and investigations are done. However, the cap on claims for people treated at private hospitals will be reduced from 35 per cent of the bill to 25 per cent. Based on recent bills, 35 per cent of private hospital care amounts to far higher sums than bills incurred by subsidised patients.

The MediShield Life Council said:"MediShield Life claim limits should be refreshed to cover nine in 10 subsidised bills, and should be reviewed more regularly to ensure that they offer adequate protection in light of inflation and medical advancements."

 

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