It is beyond the scope of this article to dwell on the merits and or demerits of any of these insurance plans. Suffice it to posit that Nigeria would do well to review, and adopt those relevant for current practice and future development. Though the list is dynamic, I shall focus on health insurance and long-term care insurance. The idea is to assist the patient and other stakeholders navigate the technicalities of telemedicine insurance.
Certain procedures can only be provided under telemedicine practice. How this will affect existing premium should be considered. Issue of non-rendition of capitation to a participating hospital or clinic and late payment of vetted bills submitted by them may curtail the effectiveness of telemedicine practice as some hospitals, clinics, research pharmacies and physicians may be foreign- based.
Enforceable guidelines must be in place for Re-insurance of telemedicine insurance because of the international dimension of telemedicine practice.